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This means that you aren’t losing money to taxes every year, giving these accounts more earning power. For instance, if your goal is to save $150,000 for your child’s college education, you would need to save about $5,780 per year ($481 per month) for 18 years . If you wait until your child is 10 to begin saving, you’ll need to save $9,630 per year ($802 per month).

Paying student-athletes turns them into professionals and sullies the purity of amateur athletic competition. Student-athletes are students first and foremost, attending college primarily to receive an education and secondarily to compete in their sport. College students should participate in sports for the love of the game, not for financial gain, following the long-forgotten credo held dear by Olympic athletes.

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This athletic myopia can create a "make-believe world where normal rules don't apply". This may result in identity foreclosure, which could impede the acquisition of the new skills and orientations necessary for coping with new situations and maintaining a belief in one's personal competence when one's dream of athletic accomplishment fails. 98% of collegiate athletes do not become professional after college—some get jobs and others struggle. Statistics don't fully reveal this dilemma, because many Division 1 athletes are unemployed because they didn't fulfill their "student" responsibilities of being a student athlete.

The template calls for a detailed description of strategies needed to safely reopening schools, an assessment of the pandemic's impact on students, and plans for evidence-based interventions to address learning loss, especially for disadvantaged students. States must also address workforce issues, such as possible teacher shortages and professional development. The frequently-asked-questions sheet clarifies the rules for states to review local plans for spending the money from the American Rescue Plan and other relief aid that will flow to school districts.